The Signs

You may need help managing your money and debts if you say yes to some of the items on the list below. There are some definite warning signs, which may indicate that you need assistance with debt management. These warning signs can include some or all of these:

1. difficulty paying bills on time
2. receiving collection calls or past due notices
3. living in your overdraft or line of credit
4. losing sleep worrying about debts
5. spending more than your income allows
6. not paying credit cards in full each month
7. impulsive spending due to financial worries
8. hiding spending or debts from a partner
9. allowing bills to stack up because you can’t pay them
10. a decline by your financial institution to consolidate your debts
11. no budget or spending plan in place
12. feelings of hopelessness that you’ll never get out of debt  

 

If getting out of debt is a goal for next year now is the time to plan.  For those of you in the Kelowna BC area I am hosting a one hour information session on Jan 7,2013 at the down town Bean Scene at 7:15 pm or Jan 8 ,2013 at the Bean Scene Landmark at 1:45 pm. All I ask is that you buy coffee or tea from the shop.

If you are too far way to come to this information session please email me and I can get some information to you.

Space is limited so you must registrar at,  thisbabaknowsmoney@gmail.com